Hoda Dehmeshki

Hoda Dehmeshki

Redesigning Digital Banking Applications

The bank was running on fragmented systems: clients met an aging digital experience, while branch and operations staff stitched together manual processes behind the scenes. Two problems mattered most to the business:

  1. Customers were opening accounts but not funding them. An unfunded account is a cost, not a deposit.

  2. Back-office work was manual and slow, dragging out client requests like loan approvals.

My Role and Responsibilities

Leading the UX function, while remaining hands-on as a senior product designer and UX strategist, I collaborated with product teams to improve user experiences of internal and client-facing applications. My contributions included:

  • User Research & Strategy: Conducted multiple rounds of user research to guide feature development (including the prize-linked savings account) and defined UX strategies that aligned design decisions with business goals.

  • Internal Application Design: Created high-level designs for new or improved digitalized capabilities, including business account opening, compliance processes, business client onboarding, account recommendations, and loan lifecycle management.

  • Bank OZK Mobile App and Online Banking Redesign: Led the digital rebrand of the Bank OZK mobile app and online banking platform, and also designed screens for new features such as the prize-linked savings account and an enhanced account summary page.

Key Outcomes

Increase in Deposits & Account Openings

45%

The new client onboarding and account setup contributed to a 45% increase in deposits during the account openings flow.

Faster Completion of Client Requests

3x faster

Redesigned screens and user flows reduced manual back-office work, enabling client requests such as loan approvals to be processed up to 3x faster.

iOS App Ratings

+44%

The new mobile banking experience raised app store ratings from 3.2★ to 4.6★, reflecting higher client satisfaction.

Sample Screens

Increase in Deposits & Account Openings

35%

The new client onboarding and account setup contributed to a 35% increase in deposits and account openings.

Faster Completion of Client Requests

3X

Redesigned workflows reduced manual back-office work, enabling client requests, such as loan approvals, processed up to 3x faster.

iOS App Ratings

+44%

The redesigned mobile banking experience raised app store ratings from 3.2★ to 4.6★, reflecting higher client satisfaction.

hdehmeshki@gmail.com

hdehmeshki@gmail.com